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Insurance

 

Insurance

 

Bank of India (“BOI”) is a registered Corporate Agent bearing IRDAI Registration No.CA0035 issued by Insurance Regulatory & Development Authority of India. As registered corporate agent bank is acting merely as distributor of insurance products and it does not underwrite the risk or act as insurer. Any investment in such insurance company products / services shall constitute a contract between the investor and insurance company. Participation by BOI customers in an insurance product is purely on a voluntary basis only and it is not directly or indirectly linked to availing of any other facility from the bank.

 

Life Insurance

 

SUD Life Insurance Company Ltd

SUD Life is Bank of India promoted life insurance company in joint venture with other leading promoters. SUD Life has one of the largest life insurance distribution footprints in India. Through long-term commitment towards policy holders and stakeholders SUD Life is delivering exceptional value to all.

 

Health Insurance

 

Star Health & Allied Insurance Company Ltd

Star Health and Allied Insurance Co Ltd commenced its operations in 2006 as the first Standalone Health Insurer, with business interests in Health Insurance, Overseas Travel Insurance and Personal Accident Insurance, competing with Public Sector giants. With focus on Service Excellence, offering Innovative Products at affordable prices and reaching out to ensure “Inclusion” of masses, today, we are the Leaders in retail Health space across the Industry

To Know about the product kindly click on below link

Star Health & Allied Insurance Company Ltd

 

General Insurance

 

Reliance General Insurance Company Ltd

Reliance General Insurance, a 100% subsidiary of Reliance Capital is one of the leading general insurance companies in India. It offers a well-rounded and comprehensive bouquet of products including Motor Insurance, Health Insurance, Travel Insurance, and Home Insurance, and offers customized solutions to meet the protection needs of each customer.

To Know about the product kindly click on below link

Reliance General Insurance Company Ltd

Bajaj Allianz General Insurance Company

Bajaj Allianz General Insurance Company Limited is a joint venture between Allianz SE, the world’s leading insurer, and Bajaj Finserv Limited. The Company received the certificate of registration from IRDA on 2nd May 2001 to conduct general insurance business in India. Bajaj Allianz General Insurance, today, is one of the largest private insurer in the industry with offices in over 1100 towns and cities. Bajaj Allianz General Insurance caters to individuals across demographics of the country and the corporate sector with its wide range of products and services that go beyond insurance...

To Know about the product kindly click on below link

Bajaj Allianz General Insurance Company

Future Generali India Insurance Company Ltd

About Company

Future Generali is a joint venture between two industry giants – Future Group and Generali Group, game-changers in the retail and insurance business, respectively. The company was incorporated in September 2007 with the objective of providing retail, commercial, personal and rural insurance solutions to individuals and corporates to help them manage and mitigate risks.

Future Group is one of the most prominent players in the Indian Retail Industry. Since its establishment 31 years ago, the Group has formed popular retail chains like Central, Big Bazaar, FBB, Brand Factory, etc.

Generali Group, an Italy-based company, is one of the largest global insurance and asset management providers.

Established in 1831, it has a presence in 50 countries in the world.

To Know about the product kindly click on below link

Future Generali India Insurance Company Ltd

RGI BOI Swasthya Bima

  • It is a customized family floater health Insurance product exclusively for Bank of India Customers launched w.e.f from 1st March 2019.
  • All BOI customers enrolled under "BOI National Swasthya Bima Policy" whose policies are expiring on or after 1st March, 2019 can renew their policies with continuity benefits Under RGI-BOI Swasthya Bima, maximum within the 7 Days (Grace period) from date of expiry of existing policy.

 

RGI-BOI Swasthya Bima with revised premium and additional benefits

RGI BOI Swasthya Bima Proposal form

RGI BOI Swasthya Bima Prospectus

 

“Star Group Health Insurance Policy-Gold”
For existing BOI National Swasthya Bima Policy Holders

 

  • Eligible Age Group – Adult - 18 to 79 years; Child — 5 months to 30 years.
  • Sum Insured - Rs 2 Lakhs, Rs 3 Lakhs, Rs 4 Lakhs, Rs 5 Lakhs and Rs 10 Lakhs.
  • Pre-acceptance Medical Screening: No Pre-acceptance Medical Screening.
  • Coverage: Coverage for medical expenses against illness/injury that requires inpatient and Day Care Treatment subject to family sum insured. The policy is issued for period of One year
    • Room Rent: Room, boarding and nursing expenses up to 2% of the sum insured per day.
    • ICU Charges : Up to 4% of the sum insured per day
    • Pre hospitalization expenses up to 60 days prior to date of admission
    • Post hospitalization expenses up to 90 days after date of discharge
    • Cataract: Expenses incurred on treatment of Cataract is subject to the limit as per the following table

 

 Sum Insured Rs. Limit per eye Rs. Limit per policy period Rs.
2,00,000/- Up to 10,000/-per eye, per policy period
3,00,000/- Up to 20,000/- Up to 30,000/-
4,00,000/- Up to 25,000/- Up to 35,000/-
5,00,000/- Up to 35,000/- Up to 50,000/-
10,00,000/- Up to 40,000/- Up to 60,000
  • Day Care Procedures : All day care procedures covered
  • Organ Donor Expenses: In patient hospitalization expenses incurred for organ transplantation from the Donor to the recipient insured person are payable provided the claim for transplantation is payable. Donor screening expenses and post-donation complications of the donor are not payable.

 

  • Bonus: In respect of every claim free year of Insurance, the insured person would be entitled to benefit of bonus of 10% of the expiring Basic Sum Insured in the second year and additional 10% of the expiring Basic sum Insured for the subsequent years. The maximum allowable bonus shall not exceed 100%.
  • Premium Rates: Kindly refer to the table below
Star Group Health Insurance Policy - Gold
Premium Chart For Individual / Family size up to 2A + 2C
Annual Premium Excluding GST
Age Bands Sum Insured (In Rs.)
 ( Years) 200000 300000 400000 500000 1000000
18-35 5400 6455 7768 8957 11823
36-45 6122 7314 8800 10145 13368
46-50 8030 9689 11528 13282 17448
51-55 9906 11822 14210

 

16364

 

21454

 

56-60

 

12523

 

14934

 

17943

 

20656

 

27035

 

61-65

 

18472

 

22021

 

26445

 

30438

 

39750

 

66-70

 

23896

 

28479

 

34196

 

39349 52338
>70 27465 32728 39295 45214 58962
  • In case there is an enhancement of sum insured from the expiring BOI National Swasthya Bima policy, the Continuity Benefit will be restricted to the Sum Insured under the expiring policy and for over & above coverage term will be applicable as per clause 3 of term exclusion under product details of ‘Star Group Health Insurance Policy-Gold’ i.e. if policy is issued with enhanced sum insured, the continuity benefit is applicable up to the sum insured available under the expiring policy only implying that  the enhanced sum insured will have the waiting period as per the product. This will also be applicable to Specific Diseases as mentioned under exclusions.
 

For example. Expiring sum insured - Rs.3, 00,000/-, New sum insured opted for Rs.5,00,000/-. Continuity benefits is applicable up to Rs.3,00,000/- only, balance Rs.2,00,000/- will have the waiting period as per the product. Existing policy holder of BOI National Swasthya Bima with insurance cover of any amount can migrate to any given amount of insurance cover under “Star Group Health Insurance Policy – Gold”.

                                Product Details

                                Premium Chart

                                Proposal Form

                                Claim Form

 

Star Health Insurance limited

To know more about the products of Star Health Insurance Limited, Please visit

https://www.starhealth.in/

Disclaimer

Bank of India (“BOI”) is a registered Corporate Agent bearing IRDAI Registration No.CA0035 issued by Insurance Regulatory & Development Authority of India. As registered corporate agent bank is acting merely as distributor of insurance products and it does not underwrite the risk or act as insurer. Any investment in such insurance company products / services shall constitute a contract between the investor and insurance company. Participation by BOI customers in an insurance product is purely on a voluntary basis only and it is not directly or indirectly linked to availing of any other facility from the bank.

All claims under the policy will be decided by the Insurer only. Bank of India or any of their affiliates and / or group entities hold no warranty and do not make any representation about the quality of claims processing and shall not be responsible for claims, recovery of claims or for processing /clearing of claims, in any manner whatsoever.

IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.

The premium paid in Unit Linked Life Insurance policies are subject to investment risks associate with capital markets and the NAVs of the units based on the performance of the fund and prevailing factors influencing the capital market and the insured is responsible for his / her decision.

Third party LINK

By clicking the third party Insurer link you will be redirected to the website of the third party Insurer. The third party website is not owned or controlled by Bank of India and contents thereof are not sponsored, endorsed or approved by Bank of India. Bank of India does not vouch or guarantee or take any responsibility for any of the contents of the said website including transactions, product, services or other items offered through the website. While accessing this site, you acknowledge that any reliance on any opinion, advice, statement, memorandum, or information available on the site shall be at your sole risk and consequences.

The Bank of India and its affiliates, subsidiaries, employees, officers, directors and agents shall not be liable for any loss, claim or damage whatsoever including in the event of deficiency in the service of such third party websites and for any consequences of error or failure of internet connection equipment hardware or software used to access the third party website through this link , slowdown or breakdown of third party website for any reason including and resulting from the act or omission of any other party involved in making this site or the data contained therein available to you including for any misuse of the Password, login ID or other confidential security information used to login to this website or from any other cause relating to your access to, inability to access, or use of the site or these materials in accordance thereto Bank of India and all its related parties described hereinabove stand indemnified from all proceedings or matters arising thereto.

By preceding further to access the said website it is presumed that you have agreed to the above and also the other terms and conditions applicable.

 

Disclosure