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STAR COMPREHENSIVE INSURANCE POLICY

UIN: IRDAI/NL-HLT/SHAI/P-H/V.III/398/14-15

 

Eligibility

  • Policy available for both Individual and Family Floater basis.
  • Covers persons between 18 years and 65 years of age at the time of entry. There is no upper age limit for renewals without break.
  • Dependent children can be covered from 3 months and up to 25 years of age.
 

Inpatient Hospitalisation:

  • In patient hospitalization expenses for a minimum period of 24 hrs and includes Room rent (Single Standard A/C Room)
  • Emergency Ambulance charges for transportation to hospital ranging from Rs.2000/- to Rs.5000/- based on the sum insured.
  • Pre hospitalization expenses up to 30 days prior to admission in the hospital
  • Post hospitalization expenses up to 60 days after discharge from the hospital
 

Bariatric Surgery

Bariatric surgical procedure and its complications (including Pre and Post hospitalization) covered upto Rs.2,50,000/- on Cashless Basis.

 

Air Ambulance Benefit:

Up to 10% of the Sum Insured opted once during the policy period, for sum insured of Rs.7.5 lakhs and above.

 

Outpatient consultation

Outpatient consultation ranging from Rs.1200/- to Rs.3300/- based on the sum insured.

 

Accidental Death and Permanent Total Disablement

  • Cover against Accidental Death for the person chosen by the proposer at the time of payment of premium.
  • he sum insured is equal to the sum insured opted for the Health insurance.
 

Delivery and New Born cover

  • Expenses for Delivery - Up-to the limits specified.
  • Automatic coverage for the New Born (including internal and external congenital problems)
  • Vaccination expenses for the New Born upto Rs.1000/- payable.
 

Outpatient Dental, Ophthalmic treatment

Dental / Ophthalmic treatments as an out-patient - once in a block of every three years irrespective of whether a claim is made or not, upto a maximum of Rs.10,000/-.

 

Health Check up

Cost of Health Check-up once after a block of every three claim-free years ranging from Rs.5000/- to Rs.12000/- based on the sum insured.

 

Hospital Cash

 Hospital cash benefit for each completed day of hospitalization ranging from Rs.500/- to Rs.1500/-
 

Automatic Restoration of Sum Insured

By 100% upon exhaustion of basic sum insured and bonus, once during the policy period.

 

Bonus

Maximum upto 100% for a claim free year.
 

Co-Payment

10% of each and every claim for persons above 60 years at entry level and their subsequent renewals.

 

Pre-Existing Diseases/Illness

Covered after 48 months of continuous Insurance without break with any Indian Insurance Company.

 

Tax Benefit

Amount paid by any mode other than by cash for this insurance is eligible for relief under Section 80D of the Income Tax Act.

 

                                Claim Form

                                Common Proposal form for Star Comprehensive Policy

 

 

Star Health Insurance limited

To know more about the products of Star Health Insurance Limited, Please visit

https://www.starhealth.in/