UIN: SHAHLIP19101V031819



Any person between 60 and 75 years of age at the time of entry can take this insurance policy.



  • For Senior citizens aged between 60 to 75 years.
  • No pre-insurance medical test required.
  • Covers pre-existing diseases from the second year onwards.
  • Policy issued both on Individual and Floater Basis


  • Protects the insured for in patient hospitalisation expenses for a minimum of 24 hrs.These expenses include room rent,nursing and boarding charges, Surgeon, Anaesthetist, Medical Practitioner, Consultants, Specialist Fees,Cost of Medicines and Drugs upto the limits specified.
  • Ambulance charges for emergency transportation to hospital as per specified limits.
  • Pre hospitalisation expenses up to 30 days prior to date of hospitalisation
  • Post-hospitalisation paid as lump-sum upto the limit specified.
  • Expenses on Medical Consultations as an Out Patient in a Network Hospital up to the limits specified.
  • Cost of Health Check up for every claim free year upto the limits specified
  • All day-care procedures covered.
  • Sub-limits applicable for specified illness/ disease.
  • Policy can be issued both on Individual and Floater Basis
Sum Insured on Individual Basis Rs.1,00,000/-, Rs.2,00,000/-, Rs.3,00,000/-, Rs.4,00,000/-, Rs.5,00,000/-, Rs.7,50,000/-, Rs.10,00,000/-,     Rs.15,00,000/-,    Rs.20,00,000/- and Rs.25,00,000/-
Sum Insured on Floater Basis Rs.10,00,000/-, Rs.15,00,000/-, Rs.20,00,000/- and Rs.25,00,000/-
  • Co-Payment: This policy is subject to Co-payment mentioned below;
For Sum Insured of Rs.1,00,000/- to 10,00,000/- For Sum Insured of Rs.15,00,000/- to 25,00,000/-
50% of each and every admissible claim arising out of Pre-Existing Diseases and 30% of each and every admissible claim for all other claims 30% of each and every admissible claim
  • Tax Benefits:

Amount paid by any mode other than by cash for this insurance is eligible for relief under Section 80D of the Income Tax Act.


                                Claim Form

                                Common Proposal Form

                                Prospectus of Senior Citizens Red Carpet Health Insurance Policy


Star Health Insurance limited

To know more about the products of Star Health Insurance Limited, Please visit