BOI Star Personal Loan scheme
Salaried permanent employees, Professionals and individuals with high net worth, regular pensioners or family pensioners drawing regular monthly pension through Branch, Staff members, retired employees (other than dismissed/compulsorily retired) of our Bank.
Demand/Term Loan/Overdraft (reducible as per repayment schedule) Overdraft limit (not reducible as per repayment schedule) maximum up to Rs.5 lacs to confirmed permanent employees of Central/State Govt. /Reputed Corporates and PSU's.
Demand/Term Loan/Overdraft (reducible as per repayment schedule) Overdraft limit (not reducible as per repayment schedule) maximum up to Rs.5 lacs to confirmed permanent employees of Central/State Govt. /Reputed Corporates and PSU's.
Any bonafide purpose other than speculation.
Unsecured/Clean :-
Secured :-
Note :While fixing the limit. It should be ensured that the net take home pay / Income (net of EMI of the proposed advance) should not be below the stipulation as under:
Net take home | Monthly gross income |
---|---|
40% | Upto Rs. 1 lacs |
30% | Rs. 1 lacs to 5 lacs |
25% | Rs. 5 lacs and above |
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