Nil
Nil
Who are eligible under the COVID-19 Personal Loan Scheme?
Ans : • Existing Star Home Loan borrowers whose Home loan account is in Standard category.
• Existing Personal Loan Borrowers whose Personal loan account is in standard category with or without salary tie up with the employer
• All Salary Account Holders drawing salary
Whether ITR is compulsory for existing Home Loan & Personal Loan Customers under CPL Scheme?
Ans : Yes.
I have already availed a personal loan from your Bank and the account is regular. Can I apply for a loan under COVID 19 Personal Loan scheme?
Ans : Yes, subject to net take home pay of 25%.
Can I apply for personal loan online on Bank’s Website?
Ans: Yes, You can apply for the loan on line on our Bank Website.
Can I apply loan on PSB59?
Ans : No.
I am a retired staff your Bank. Can I apply for personal loan under the scheme?
Ans : Staff/Ex-Staff are not eligible under CPL Scheme.
I have availed home loan from your Bank and one of my colleagues stood as guarantor. Is it compulsory to provide personal guarantee for the personal loan also
Ans : The sanctioning authority has the discretion whether to insist for guarantee or not.
I have availed housing loan from your Bank along with my wife who is a working woman. Can I apply for personal loan in my name only?
Ans : Yes. You can apply for the loan in your name only provided the property in the existing home loan is registered in your name alone.
I am a self-employed person and have availed a personal loan from your Bank. I am paying the instalments regularly. Can I again apply for a personal loan under COVID personal loan scheme?
Ans : Yes. You can apply for the loan.
I have availed Housing loan/personal loan from one of your Branches. Should I apply for the loan with the same Branch or any other Branch which is nearest to my residence?
Ans :Yes. You can approach any Branch nearest to your residence.
COVID 19 Personal Loan
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