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Personal

BOI Star Mahila SB Account

Eligibility

 

Women in the age group of 18 years and above.

Singly or in joint names. The first account holder must belong to entitled group

  • Including salaried employee (Govt./ PSU/ Private Sector/ MNC etc.)
  • Self Employed Professionals like Doctors, Entrepreneurs etc.
  • Women with independent source of regular income like rentals etc.

AQB Criteria

 

Average Quarterly Balance (AQB) of Rs.5000/-

AQB shall be calculated for AMJ, JAS,OND & JFM

quarters (e.g. AMJ stands for April, May, June)

Opening of Account/ Minimum Daily Balance

 

No Daily Minimum Balance Requirement

However customer has to maintain Average QuarterlyBalance (AQB) of Rs.5000/- or above, therefore AQB Clause to apply

Charges for Non Maintaining Minimum Balance/AQB

 

No Penalty for Non Maintaining Daily Minimum Balance

  • In case of Non maintenance of AQB of Rs.5,000/-
  • Penalty will be levied as under:
  • SB A/cs with cheque book facility:
  • Penal charges: Rs.100/- + S.T. per quarter at all centres
  • SB A/c without cheque book facility:
  • Penal charges: Rs.60 + S.T. per quarter at all centres

The slab strucutre for levy of penal charges on special category saving Bank Account of non-maitainance of dtipulated balance in the accounts is as follows:

  • Slab I: If AQB in the account falls below 50% of the stipulated AQB,100% of the charges shall be recovered.
  • Slab II: If the AQB in the account maintained 50% and above but less than 75% of the stipulated AQB,75% of the charges shall be recovered.
  • Slab III:If the AQB in the account is maintained 75% and above but less than 100% of the stipulated AQB,60% of the charges shall be recovered.

Charges for excess debit entries in Savings Bank account ATM / INTERNET transactions not to be counted / reckoned

 
  • Up to 10 Customer induced debit entries a month : FREE
  • Beyond 10 debit entries : FREE
  • (It is charged for other customers)

Personalized Cheque books per calendar year

 

50 Leaves (Free)

Issuance of DD/Pay slips

 

6 DD Per Quarter Free if AQB in the preceding quarter is maintained at Rs.10000/- and above else, DD charges applicable

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