Bank of India

Card	Type	Entrance fee	Annual Membership fee		Replacement Charges
Card	Type	Entrance fee	Principal	Add-On
India Card	Credit	nil	NIL*	NIL	100
Taj Premium	Credit	nil	800	400	200
BOI Navy Silver	Credit	nil	350	175	175
BOI Navy Gold	Credit	nil	500	250	250
Gold Card(Visa)	Credit	nil	600	350	50% of membership fee
Gold Card International(visa	Credit	nil	1500	800	50% of membership fee

Description of Charges *	Amount
Finance charges / Interest ( Purchase/Cash)	1.70% per month (APR 22.45% p.a. on daily balances)
Finance Charges if overdue	2.5% per month (APR 30% p.a. on daily balances)
Cash Advances at our Branches	2.5% on advance amount (subject to a minimum of Rs 50) for each transaction. Interest on dues/overdue as described above
Cash advanced at our ATMs	2 (minimum Rs. 50) for each transaction. Interest on dues/overdue as described above
Cash advance at other Bank ATM’s in India	2.5% (Minimum Rs. 75) for each transaction. Interest on dues/overdue as described above
Cash advance at Overseas ATM’s	2.5% (minimum Rs. 125) for each transaction + 2% currency conversion charges. Interest on dues/overdue as described above
Late payment charges (per month)	Rs. 100/= in addition to finance charges for minimum payment due > Rs. 1000
Over the Credit Limit usage Charge	Rs. 100/= for each transaction
Cheque Return Charges	Rs. 100/= per instrument
Petrol Transaction Charges	Actual charges claimed by the acquirer bank
Railway Ticket Purchase or Cancellation Fee	Actual charges claimed by Railways / acquirer bank
Reissue of Lost, Stolen or Damaged Card	As per schedule of charges
PIN replacement charges	Rs. 50/=
Copy of chargeslip	Rs. 100/= or actual whichever higher
Duplicate copies of bills	Rs. 50/= per quarter
Service Tax	As applicable on all fees, interest and other charges