Name of Scheme

Savings Bank A/c

Scheme available at br.

all branches

Eligible

Individual - Single Accounts,Two or
more individuals in Joint Accounts ,
Illiterate Persons Blind persons,Minors,
Associations, Clubs, Societies, etc.
Trusts, Institutions/Agencies
specifically permitted by the RBI

Initial Deposits

Rs.500/- for Cheque book operated and
Rs.100/- for non cheque book a/cs,
For Pensioners Rs.100/- and Rs.10/- respectively for cheque book and non cheque book a/cs

Interest Rate

3.5% p.a, will be calculated on daily product basis from 01.04.2010 and will be credited twice in a year in Feb and August or at the time of closing A/c.

Charges of non-maintaining
minimum balance

Rs.20/- per month for not maintaining min Balance

Incentives

1) FOR CHEQUE OPERATED ACCOUNTS 50 CHEQUE LEAVES P.A, FREE

  2) No Ledger folio/ Transaction charges 

  3) Free GLOBAL DEBIT CUM ATM Card (Annual      Charges applicable from next year )with free    Star Sandesh(SMS) on debit transactions

  4) Free Internet Banking facility

  5) FREE FUND TRANSFER THROUGH   INTEFRNET BANKING 

  6) Unlimited Internet & ATM transactions 

  7)Free access to BOI ATMs under Cash Tree

  8)FREE SMS AND TELEBANKING,

  9)Personalised cheque book on request.at    select centres

  10)Free utility bills payment facility through e-pay

  11)Free NEFT/RTGS through internet Banking for single transaction

   12)AT CBS branches max. cash withdrawal     transaction:50000/-, upto 25000/- per day free.    Beyond Rs.25000/- charges - Rs.2/- per    thousand and cash deposits. Rs.1/- per    thousand for tr. Of funds from CBS to CBS

2) for Transfer of funds from CBS to CBS
Intersol Charges (Remittance between CBS Branches)
Between A/cs with same Customer ID: No charges
Between A/cs with different Customer ID
Upto Rs. 1.00 lac: No charges
Above Rs. 1.00 lac: Rs. 50/- flat.

Product available specially
to BOI customers

Product available specially
to BOI customers

BOI-National Swasthya Bima Yojana
floter mediclaim policy of NICL available
at low premium