Name of Scheme

Savings Bank A/c

Scheme available at br.

all branches

Eligible

Individual - Single Accounts,Two or
more individuals in Joint Accounts ,
Illiterate Persons Blind persons,Minors,
Associations, Clubs, Societies, etc.
Trusts, Institutions/Agencies
specifically permitted by the RBI

Initial Deposits

Rs.500/- for Cheque book operated and
Rs.100/- for non cheque book a/cs,
For Pensioners Rs.100/- and Rs.10/-

Interest Rate

3.5% p.a applied twice in a year in Feb and August

Charges of non-maintaining
minimum balance

Rs.20/- per month for not maintaining min Balance

Incentives

1) FOR CHEQUE OPERATED ACCOUNTS 50 CHEQUE LEAVES P.A, FREE

2) No Ledger folio/ Transaction charges 

3) Free GLOBAL DEBIT CUM ATM Card with free Star Sandesh(SMS) on debit transactions

4) Free Internet Banking facility

5) FREE FUND TRANSFER THROUGH INTEFRNET BANKING 

6) Unlimited Internet & ATM transactions 

7)Free access to BOI ATMs under Cash Tree

8)FREE SMS AND TELEBANKING,

9)Personalised cheque book on
request.at select centres

10)Free utility bills payment facility
through e-pay

11)Free NEFT/RTGS through internet
Banking upto Rs5 lac

12)AT CBS branches max.
cash withdrawal transaction:50000/-,
upto 25000/- per day free. Beyond Rs.25000/- charges - Rs.2/- per thousand and cash deposits. Rs.1/- per thousand for tr. Of funds from CBS to CBS

Product available specially
to BOI customers

Product available specially
to BOI customers

BOI-National Swasthya Bima Yojana
floter mediclaim policy of NICL available
at low premium

Product available specially
to BOI customers

Domestic Travel Insurance
Cover at low premium of Rs.63/- p.a.
available to BOI customers