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 Online Services |
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 Normal Current Deposit Scheme
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| Name of Scheme |
Current Account (normal) |
| Scheme available at br. |
In all Branches |
| Eligible |
Individual - Single Accounts
(ii)Two or more individuals - Joint Accounts
(iii)Sole Proprietory Concerns
(iv)Partnership Firms
(v)Illiterate Persons
(vi)Blind Persons
(vii)Minors
(viii)Limited Companies
(ix)Associations, Clubs, Societies, etc.
(x)Trusts
(xi)Joint Hindu families (accounts of non-trading nature only)
(xii)Municipalities
(xiii)Government and Quasi-Government Bodies
(xiv)Panchayats
(xv)Religious Institutions
(xvi)Educational Institutions (including Universities)
(xvii)Charitable Institutions |
| Initial Deposits and AQB |
Rs.5000/- |
| Minmum balance |
Same as above |
| Incentives |
Free Global Debit cum ATM card to Individuals and Prop(Annual Charges applicable from next year ) |
| SMS/phone/Internet banking free |
| Free NEFT/RTGS through internet Banking |
From any branch max. cash withdrawal through cheque:50000/-, upto 25000/- per day free. Beyond Rs.25000/- charges - Rs.2/- per thousand and cash deposits.
Inter-sol fund transfer to third party’s a/c is free upto Rs 1 lac per occasion per day |
| BOI-National Swasthya Bima Yojana floter mediclaim policy and domestic travel Ins policy of NICL available at concessional rate of premium to individuals |
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