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Validity:
In India and Nepal
Eligibility
Salaried & Self employed Individuals with Annual income of Rs 75,000/- and above
Corporate Card Click here for details
Documents:
Proof of Income:
Salaried Individuals: Tax return, Form No16, Salary certificates ,
Self employed: Annual Tax returns, Bank account statement of the past Six months
Please note: Permanent Account Number(PAN)/Form No.61 is mandatory for card issuance
Proof of residence:
Ration Card, electricity/telephone bills, PAN card, Voters ID etc.
Entrance fee: NIL
Annual Membership fee:
Waived subject to minimum transaction of Rs.20,000/- during the previous 12 months.
Spending limit:
20 per cent of annual income minimum limit: Rs.15,000/- maximum Rs.50,000/-( (higher spending limits will be at the discretion of the Bank subject to proof of income)
Cash Withdrawal limit
50 % of the spending limit as above .Maximum Cash Rs.15,000/- per day
Benefits/features: Click here for details
Monthly billing Photo cards Revolving Credit at 1.70 percent per month (APR: 22.45 % per annum on daily balances)Interest free credit period maximum up to 51 days Cash advance facilityFlexible credit limit for add-on cards Reward programme on Card usage
Other Insurance benefits: All cardholders can subscribe to Bank of India's Unique Security Plan under which accident insurance and MEDICLAIM policies are available at discounted rates. Rates mentioned herein are subject to change from time to time
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