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Bank of India wins-IBA Banking Technology Award 2009 for Best Business Enablement Initiative

Thursday, 18-Mar-2010

Debit Card

Credit Card

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All our branches are CBS & RTGS/NEFT Enabled

Credit Card

Corporate CardsAll our Credit Cards can be issued as Corporate (Companies, Partnership & proprietorship firms and Regd. institutions/Societies) having net profit in two years of the preceding three financial years, and having banking accounts with us.Limits: Overall Credit (spending) limit to Corporate shall not exceed 20% of its net profit as per latest financial statement, within which sub limits shall be assigned to its Executive / Employees as per Corporate’s request. No add on cards will be allowed to Executives / Employees on Corporate Cards No. of Cards per Corporate: any number of cards can be issued to Executives/Employees as per request. Each card shall be subject Annual fee/charges For further details please contact a branch near you or write to us on cpdboi@bom2.vsnl.net.inTo the attention of The Chief Manager (Marketing),Card Products Department.

Membership Fee *and entrance fee * Chart

Card	Type	Entrance fee	Annual Membership fee*		Replacement Charges * Principal and add-on
Card	Type	Entrance fee	Principal	Add-on
IndiaCard@	Credit	Nil	400	200	100
Taj Premium Card @	Credit	Nil	800	400	400
BOI Navy Silver @	Credit	Nil	350	175	175
BOI Gold	Credit	Nil	500	250	250
Gold (Visa)	Credit	Nil	600	350	50%of membership fee
Gold International (Visa)	Credit	Nil	1500	750	50%of membership fee

@ Now issued free

* Service tax extra

Description of Charges *	Amount
Finance charges / Interest ( Purchase/Cash)	1.70% per month (APR 22.45% p.a. on daily balances)
Finance Charges if overdue	2.5% per month (APR 30% p.a. on daily balances)
Cash Advances at our Branches	2.5% on advance amount (subject to a minimum of Rs 50) for each transaction. Interest on dues/overdue as described above
Cash advanced at our ATMs	2% (minimum Rs. 50) for each transaction. Interest on dues/overdue as described above
Cash advance at other Bank ATM’s in India	2.5% (Minimum Rs. 75) for each transaction. Interest on dues/overdue as described above
Cash advance at Overseas ATM’s	2.5% (minimum Rs. 125) for each transaction + 2% currency conversion charges. Interest on dues/overdue as described above
Late payment charges (per month)	Rs. 100/= in addition to finance charges for minimum payment due > Rs. 1000
Over the Credit Limit usage Charge	Rs. 100/= for each transaction
Cheque Return Charges	Rs. 100/= per instrument
Petrol Transaction Charges	Actual charges claimed by the acquirer bank
Railway Ticket Purchase or Cancellation Fee	Actual charges claimed by Railways / acquirer bank
Reissue of Lost, Stolen or Damaged Card	As per schedule of charges
PIN replacement charges	Rs. 50/=
Copy of chargeslip	Rs. 100/= or actual whichever higher
Duplicate copies of bills	Rs. 50/= per quarter
Service Tax	As applicable on all fees, interest and other charges